Mental health strain in the workplace is rising faster than most benefit designs can absorb it: adult depression prevalence in Malaysia doubled between 2019 and 2023. At the same time, insurers across the region are under growing pressure to manage claims costs, with many reconsidering how much coverage they can sustain.

Employers are caught in between: expected to support employee wellbeing, without a clear model for what that support should look like or what it costs to deliver.

This whitepaper is the first published real-world evidence from an insurer-embedded model in APAC, data that's directly usable in that conversation, right now.