In 2022,
ThoughtFull entered a strategic partnership with AIA Malaysia to embed a tiered mental health model from preventive coaching through to psychiatric consultation and treatment where medically appropriate, directly into
AIA's corporate group benefits, at no additional cost to employees. The goal was to give the insurer a practical way to extend its role from passive payor to proactive partner in prevention, while giving employees confidential, accessible mental health support without the usual cost and access barriers of traditional care.
This whitepaper is the first published real-world evidence from that
partnership.

33,369
insured lives enrolled through AIA Malaysia's Mental Health Solution programme

13.7%
engaged at preventive tier, 0.05% escalated to therapy, 0.07% to crisis support

63%
of users showed measurable symptom improvement within 90 days
Why this matters now
Mental health strain in the workplace is rising faster than most benefit designs can absorb it: adult depression prevalence in Malaysia doubled between 2019 and 2023. At the same time, insurers across the region are under growing pressure to manage claims costs, with many reconsidering how much coverage they can sustain.
Employers are caught in between: expected to support employee wellbeing, without a clear model for what that support should look like or what it costs to deliver.
This whitepaper is the first published real-world evidence from an insurer-embedded model in APAC, data that's directly usable in that conversation, right now.